Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!Job Description:Responsible for analysis to aid in either the underwriting of structured financing transactions or counterparty risk. Additional responsibilities include proactive evaluation of Problem Assets, some limit approval authority and reporting of capital markets credit risk. The Credit Officer will primarily interface with the traders/marketers and other credit risk and support groups (i.e. Compliance, Finance, Operations, etc.). Incumbents typically have over five years of experience in credit risk management. Product knowledge and credit skills are necessary.The role sits within the Global Markets Credit (“GMC”) group within the Enterprise Credit organization.Responsibilities:• Within GMC, the Vice President will assist with the credit underwriting and ongoing portfolio management functions for Structured Derivatives and Lending exposures booked within the Global Commodities line of business• Product coverage includes e.g. Lien Based Hedging, Spark Spread swaps, Natural Gas hedging, and Lending secured by commodities and related contracts. Underlying client sectors include power generation, upstream oil & gas, midstream and downstream energy and metals & mining.• The Vice President will work closely with both senior and junior team members within the GMC Specialty Finance team as well as other constituents within GMC.  The role will coordinate closely with the Commodities sales & trading team, and various Risk partners to help drive responsible loan and traded products growth.  We also partner with other parts of Enterprise Credit to leverage industry-specific expertise.• Key responsibilities will include participation in the deal screening, term negotiation, diligence, and credit committee process.  The Vice President will review and potentially challenge all elements of transactions including structure, collateral, and cashflow stress analysis.  Post-close, the role will have responsibility for ongoing deal and portfolio monitoring and will exercise credit approval authority foramendment/waiver/renewal/extensionactivity.• The Vice President will assist in the preparation and review of credit approval memos including quantitative and qualitative analysis.  The role will also assist with periodic reporting requirements, policy and procedure updates, risk rating scorecard maintenance, regulatory inquiries, limit requests, and other ad hoc projects.Required Skills:•5 years of experience in financial services.  Relevant prior experience may include roles in: credit risk management and credit underwriting•The candidate will likely have had experience of reviewing lending or debt transactions including securitization or collateral based lending facilities and derivatives.• Candidate should exhibit strong analytical skills, personal drive, individual initiative, a sense of urgency, and responsiveness, with a desire to grow, learn, and take on increasing levels of responsibility•Strong organizational, oral, and written communication skills, with ability to communicate effectively with all levels of risk, support, and business partners•Candidate should be a strong team player, willing to support more junior members of the team as required.•Proficiency with Word, Excel and PowerPoint, along with ability to quickly learn new programs and applications•High level of attention to detailDesired Skills:• Formal Credit training at a major bank• Exposure to Energy and Commodity industries and related productsSkills:• Critical Thinking• Analytical Thinking• Portfolio Analysis• Credit and Risk Assessment• Oral Communications• Presentation Skills• Written Communications• Collaboration• Technical Documentation• Monitoring, Surveillance, and Testing• Data and Trend Analysis• Issue Management• Regulatory Compliance• Active ListeningMinimum Education Requirement:  BA/BS degree in Finance, Accounting, Economics, Engineering majors preferredShift:1st shift (United States of America)Hours Per Week:40Pay Transparency detailsUS – NY – New York – ONE BRYANT PARK – BANK OF AMERICA TOWER (NY1100)Pay and benefits informationPay range$125,000.00 – $250,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.