Job Description:Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!Job Description:The Senior Credit Underwriter (SCU) is aligned with the Credit Executive (CE) in their goal of developing new custom lending relationships with strategic wealth clients, driving funded loan balance and revenue growth in a responsible and profitable manner, and managing a portfolio of existing lending relationships. The SCU performs and documents in-depth financial analysis for credit approval of ultra-high-net-worth clients (individuals, family offices, trusts, special wealth vehicles, etc.) in compliance with policy, procedures, and GWIM underwriting standards and guidelines.Purpose:The purpose of the SCU is to use key financial measures and a consistent, structured financial approach to underwrite custom lending requests and mange a loan portfolio in alignment with our risk appetite, policies, and procedures.Responsibilities:•Support loan growth through high quality underwriting activities•Build credibility by developing, deepening, and sustaining a value-driven relationship with business partners•Collaborate with Sales, Risk, Operations, and Portfolio Management to execute underwriting approval documents for custom lending transactions (new, renewal, modification) in a timely and accurate manner and in alignment with policy and procedures•Prepare clear and concise written analysis of custom lending transactions, accurately detailing the client financial status, identifying, and mitigating key credit risks and mitigants, and documenting the terms and conditions of the transaction correctly•Identify, escalate, and debate issues and deliver accurate and consistent data•Maintain asset quality within the defined GWIM risk appetite limitsSkills:•Active Listening•Credit Documentation Requirements•Credit and Risk Assessment•Financial Analysis•Underwriting•Analytical Thinking•Attention to Detail•Loan Structuring•Portfolio Analysis•Written Communications•Collaboration•Collateral Management•Continuous Improvement•Decision Making•Portfolio ManagementRequired Qualifications:•    Strong financial analysis, accounting skills, and deal structuring for borrowers with complex balance sheets and income streams•    3-5+ years of commercial/private wealth management credit experience•    Strong negotiation and communication skills•    Proficiency in Word, Excel and PowerPoint•    Excellent interpersonal skills and the ability to build business partnerships with risk, services and client teams who may not be co-locatedDesired Qualifications:•    Formal Credit Training and/or Commercial/Wealth Management credit experience preferred•    Bachelor’s degree in business administration, finance, accounting or economics preferredMinimum Education Requirement: High School Diploma / GED / Secondary School or equivalentShift:1st shift (United States of America)Hours Per Week:40