Job Description:Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!Job Description:This job is aligned with a Credit Executive in their goal of developing new custom lending relationships with strategic wealth clients, driving funded loan balance and revenue growth in a responsible and profitable manner, and managing a portfolio of existing lending relationships. Key responsibilities include performing and documenting financial analysis for credit approval of ultra-high-net-worth clients (individuals, family offices, trusts, special wealth vehicles, etc.) in compliance with policy, procedures, and Global Wealth and Investment Management underwriting standards and guidelines.The purpose of the SCU is to use key financial measures and a consistent, structured financial approach to underwrite custom lending requests and mange a loan portfolio in alignment with our risk appetite, policies, and procedures.Responsibilities:Supports loan growth through high-quality underwriting activitiesDevelops, deepens, and sustains a value-driven relationship with Line of Business partners, while building credibilityCollaborates with Sales, Risk, Operations, and Portfolio Management to execute underwriting approval documents for custom lending transactions (new, renewal, modification) in a timely and accurate manner, while aligning to the bank’s policy and proceduresPrepares concise written analysis of custom lending transactions, accurately detailing the client financial status, identifying, and mitigating key credit risks and mitigants, and documenting the terms and conditions of the transaction correctlyIdentifies, escalates, and debates data quality, regulatory, and/or policy breach issues, while delivering accurate and consistent dataMaintains asset quality within the defined Global Wealth and Investment Management risk appetite limitsSkills:Active ListeningCredit Documentation RequirementsCredit and Risk AssessmentFinancial AnalysisUnderwritingAnalytical ThinkingAttention to DetailLoan StructuringPortfolio AnalysisWritten CommunicationsCollaborationCollateral ManagementContinuous ImprovementDecision MakingPortfolio ManagementRequired Qualifications:Strong financial analysis, accounting skills, and deal structuring for borrowers with complex balance sheets and income streams3-5+ years of commercial/private wealth management credit experienceStrong negotiation and communication skillsProficiency in Word, Excel and PowerPointExcellent interpersonal skills and the ability to build business partnerships with risk, services and client teams who may not be co-locatedDesired Qualifications:Formal Credit Training and/or Commercial/Wealth Management credit experience preferredBachelor’s degree in business administration, finance, accounting, or economics preferred or equivalent experienceMinimum Education Requirement: High School Diploma / GED / Secondary School or equivalentShift:1st shift (United States of America)Hours Per Week:40