Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!Job Description:This job is responsible for working in a national inbound contact center and providing comprehensive home equity lending guidance and solutions to prospective borrowers. Key responsibilities include taking client calls to uncover their life priorities, financing objectives, and home equity lending needs, and structuring home equity loan solutions by leveraging defined processes and tools. Job expectations include connecting with clients to execute consistent follow-up routines and partnering with key functions to proactively manage priority milestones. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.Responsibilities:Provides end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities and determining client financing objectivesAnswers inbound calls and make outbound calls to provide new and existing clients with guidance and advice to uncover lending needs and assist them with determining the best solutionWorks with clients and business partner throughout the loan process to ensure consistent client communication and follow ups are conductedPartners with key functions across home lending to proactively manage priority milestones within the loan processMaintains and applies knowledge of home equity lending policies, procedures and regulatory requirements, changing market conditions, and business trends to prospective and existing bank clients when providing sales and service solutionsRecommends additional bank products based on client’s needs through partner referralsDemonstrates a commitment to professional ethics, conforms to all Federal and State compliance policies, and adheres to Home Mortgage Disclosure Act (HMDA) requirementsRequired Qualifications:1+ year of customer facing and/or customer contact center experienceHas a strong relationship-deepening and client care mentalityActively listens to the client to determine their needs and goals and has a desire to interact with clients proactivelyHas an ability to assess client needs and recommend products or servicesHas an ability to learn all platform systems utilized within the environment and/or aptitude in system technologiesHas an ability to work under pressure during high volume periodsHas an ability to build and maintain positive rapport with service partnersCan prioritize competing tasksHas adaptability and is flexible to changeIs a strong communicator, written, oral and non-verbalCan be flexible to work weekends and/or extended hours as neededCommunicates professionally, effectively and confidently and is comfortable engaging clients over the phoneHas an ability to handle multiple business models to support changing business needsWorks effectively with business partners to expedite post-sale issues or problem resolutionHas the ability to effectively balance performance, operational risk, and client relationship careDemonstrates a commitment to professional ethic and is thorough and thoughtful in incorporating relevant regulatory due diligence as well as complying with all Federal and State Compliance policiesDesired Qualifications:1+ years of sales experienceThorough knowledge of mortgage products and programsExperience analyzing complex financial and credit data used to advise clients of product/pricing policies and guidelines, as well as gathering any required information or documentationKnowledge of processing, underwriting, and closing procedures, and federal lending regulations governing real estate lendingStrong consultative skills including the ability to ask critical questions to identify opportunities We’re a culture thatIs committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goalsBelieves diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the worldProvides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience.Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needsBelieves in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.Skills:Attention to DetailClient Solutions AdvisoryCustomer and Client FocusOral CommunicationsWritten CommunicationsClient ManagementLoan StructuringPipeline ManagementProblem SolvingCollaborationCredit Documentation RequirementsCritical ThinkingReferral IdentificationReferral ManagementMinimum Education Requirement:High School Diploma / GED / Secondary School or equivalentShift:1st shift (United States of America)Hours Per Week:40